Pub finance calculators
Quick, indicative tools for operators and buyers buying, refinancing or developing a pub. Model the monthly payment, the stamp duty, the loan-to-value and what the trade can support, then talk to us about the real figures.
Commercial mortgage repayment calculator
Work out the indicative monthly payment, total interest and total repayable on a commercial mortgage for a pub. Enter your loan amount, rate and term.
Open calculator → C·02Commercial stamp duty calculator
Estimate the stamp duty on a pub purchase across England & Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Indicative, with a per-band breakdown.
Open calculator → C·03Loan-to-value and deposit calculator
Work out the loan-to-value, loan amount and deposit on a pub purchase or refinance. Enter the value and solve for any one of loan, deposit or target LTV.
Open calculator → C·04Commercial mortgage affordability calculator (DSCR)
Estimate the maximum commercial mortgage your pub's trade can support using debt service cover (DSCR). Enter your annual income, rate, term and target cover.
Open calculator →Pub Property Finance is a trading name of Lenzie Consulting Ltd, registered in England and Wales under company number 08174104, registered office Lynch Farm, Kensworth, Dunstable, LU6 3QZ. Pub and leisure finance arranged for operators, companies and business or experienced borrowers is unregulated lending and falls outside the Financial Conduct Authority's regulated mortgage perimeter. We are a finance arranger and introducer, not a lender, and we do not provide financial, legal or tax advice. Indicative terms, rates and loan-to-value or loan-to-cost figures are illustrative, vary by lender, operator and property, and are not an offer of finance. Where a transaction would require FCA authorisation, including a regulated owner-occupier mortgage on a pub with living accommodation, we refer it to a regulated firm.
Ready to talk figures?
A calculator is a starting point. Tell us about the property and what you want to do, and we will come back with indicative terms, with no obligation.