Commercial stamp duty calculator
Estimate the stamp duty on a pub purchase across England & Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Indicative, with a per-band breakdown.
- Effective rate·
| Band | Rate | Taxable | Tax |
|---|
Indicative only. Not a quote, an offer or financial advice.
Commercial finance of this kind is not regulated by the Financial Conduct Authority. Any figures produced here are indicative only, not a quote or financial advice, and are subject to status, valuation and full lender approval. Take independent professional advice before borrowing.
How commercial stamp duty works
A pub is commercial property, so a purchase is taxed at the non-residential rates, not the residential ones, even where there is living accommodation above the trade. The tax is charged in slices: different portions of the price are taxed at different rates, with a nil-rate band at the bottom, so the effective rate sits below the top band. This calculator applies the non-residential freehold bands for the jurisdiction you choose and shows the breakdown slice by slice.
England and Northern Ireland share Stamp Duty Land Tax (SDLT). Scotland charges Land and Buildings Transaction Tax (LBTT) and Wales charges Land Transaction Tax (LTT), each with its own bands. We cover all three because pub buyers acquire across the whole of the UK.
Why it matters for your finance
Stamp duty is paid by the buyer and is generally not advanced by a lender, so it usually comes from your own funds on top of the deposit. Building it into your cash planning early avoids a surprise near completion. When we set out indicative terms we flag where transaction costs like this sit so the full picture is clear.
This tool covers a straightforward freehold purchase. A new leasehold pub can attract a charge on any premium and on the rent over the term, and reliefs can apply in particular cases, so your solicitor confirms the exact figure and files the return. Treat the result here as an indicative planning number.
Questions
How much is stamp duty on a pub?
A pub is taxed at commercial stamp duty rates, charged in bands on the purchase price, starting with a nil-rate band and rising through higher rates above it, so the effective rate sits below the top band. This calculator shows an indicative figure for England and Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Always confirm the current rates for your purchase with the relevant authority or your solicitor.
Is the result a definitive figure?
No. It is indicative, based on the non-residential freehold bands shown and the price you enter. Leasehold pubs, mixed-use classification where there is living accommodation, reliefs and rate changes can alter the figure. Your solicitor calculates the exact amount and files the return on completion.
Do Scotland and Wales charge stamp duty differently?
Yes. Scotland charges Land and Buildings Transaction Tax (LBTT) and Wales charges Land Transaction Tax (LTT), each with its own bands and thresholds set by the devolved administration, while England and Northern Ireland share SDLT. Choose the jurisdiction in the calculator to apply the right bands.
Talk to us about your deal
A calculator is a starting point. Tell us about the property and what you want to do, and we will come back with indicative terms, with no obligation.